Financing Options

At Ellicott City Smiles, we believe every patient deserves access to the highest quality dental care.


We accept a number of financing options, and our team will be happy to work with you to determine the best approach to paying for your treatment.

Dental Insurance

Dr. Blum and Ellicott City Smiles are committed to providing our patients with not only the highest quality dental care, but also with exceptional service. In order for us to focus on providing you with the best treatment for lasting success without the distracting burden of managed care HMOs, our practice is not a participating provider with any PPO plan. This allows us to use the highest quality materials, to continue to be able to spend quality time with our patients, and to utilize the best labs in the country.

If you have a PPO plan, you are eligible to go out of network and see the dentist of your choice. This gives your family the freedom to be a patient of Dr. Blum, instead of having to choose a lesser-quality dentist that may be unfamiliar to you or far from your desired location. We are happy to contact your insurance agent on your behalf to get a breakdown of dental benefits for you as well as file all of your dental claims at the time of service. Please read our Insurance PPO Letter for more details.

Payment Options and Financing

The timely payment of your bill should never be considered an obstacle to treatment. We accept payments via cash, personal check, American Express, MasterCard, Discover, and Visa.

If you prefer, you may also apply for low- or no-interest financing through CareCredit, a trustworthy company that has helped countless patients afford complex restorative and cosmetic dental treatments, as well as Botox and dermal filler treatments for therapeutic or cosmetic treatments. Submit your application online at

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